A senior citizen insurance plan that supports your loved ones at every stage: when they are healthy, hospitalized, and recovering. From nursing at home to AYUSH cover to a dedicated, personal health coach, this plan offers the comprehensive care they deserve in their golden years.
Premium starting at ₹28,373* /annum
Get up to 21% of your premium as HealthReturns™ Use it to pay for renewal premium, medicine or diagnostic tests.
Get a comprehensive health check-up every policy year, at no additional cost, at our network diagnostic centers.
Get an additional 10% added to your sum insured as a Bonus for each claim free year, maximum up to 50% of your sum insured.
Get a cover for Ayurveda, Yoga, Naturopathy, Homoeopathy, Unani and Siddha treatments and procedures during hospitalization of over 24 hours.
Home Treatment - Get cashless home treatment in the comfort of home for Chemotherapy, dengue, gastroenteritis, hepatitis.
Take health assessment and get your healthy heart score, Complete 13 Active Dayz™ per month and earn upto 20% HealthReturns™. Earn additional 1% by taking to your health coach.
ICU expensesWe cover ICU expenses for ICU bed, general medical support services provided to any ICU patient including monitoring devices, critical care nursing and intensivist charges up to the sum insured.
In Patient HospitalisationIf it is a planned treatment or an unforeseen emergency and you need to stay in hospital for more than 24 hours, we will cover expenses like room rent, doctor’s fee, operation theatre expenses, medicines, drugs and other consumables under this policy as per your eligibility.
Shared room is provided. AYUSH In-patient hospitalizationwe will pay you for medical expenses incurred by you towards your inpatient hospitalisation under AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy) treatment.
Pre-hospitalization medical expensesyou may incur expenses for consultations or diagnostics tests before your hospitalisation, such costs will be covered upto 30 days before your hospitalisation where the hospitalisation claim is accepted by the company.
Post-hospitalization medical expensesyou may incur expenses for medicines, diagnostics tests and such other costs will be covered upto 60 days after your discharge from the hospital where the hospitalisation claim is accepted by the company.
Domiciliary hospitalizationCovers medical expenses for medical treatment at home for a period exceeding three consecutive days which would otherwise have necessitated hospitalization.
Road ambulance coverIn case of an emergency, we will cover costs incurred on transportation to a hospital as per plan opted if services are availed from network provider.
Organ donor expenses We cover expenses up to 50% of sum insured of your organ donor for harvesting the organ you require. Reload of sum insuredIn case the sum insured with cumulative bonus (if any) is sufficient as a result of previous claims in that policy year, then you get an additional sum insured for your health needs resulting out of illness unrelated to previous claims in that policy year.
Emergency assistance servicesWe provide domestic and international emergency assistance including air ambulance to a medical facility. We also ensure you get back home safely
All Insured Person(s) may avail a comprehensive health check-up once in a Policy Year on successful Renewal of the Policy
Health coachOur Health Coach shall be coaching the Insured Person on better lifestyle management to take care of listed chronic conditions namely Asthma, Hypertension, Hyperlipidaemia or Diabetes Mellitus.
PPN Discount (Optional) Get 10% Discount at Preferred Provider Network. Room upgrade (Optional) Option to upgrade from shared to single private A.C room. Optional Care benefitsNursing at Home Get access to eligible support services like nursing at home. Get a qualified nurse to look after immediately after discharge.
Lifestyle support equipment & Portable medical equipment We provide ICU bed, wheelchair, walker etc., to enable smoother recovery.
Advance Health Check-up Advanced health check-up includes series of tests such as PAP smear, Thyroid function tests, ENT etc. available once in a policy year.
Track and improve your health, get rewarded with HealthReturns™, and access your policy, all from your smartphone.
Make convenient cashless payments at 6000+ network hospitals in 650+ cities in India. Get access to 800+ fitness centers, including gyms, yoga, dance classes & more.
Reach out to our customer support team on WhatsApp and get your doubts and queries answered instantly.
Get claims processed faster by our in-house claim settlement claim settlement team and receive an e-mail/SMS update within 2 hour.
Get step by step help with filing claims and managing paperwork and discharge during hospitalization from your dedicated Care Manager.
Aditya Birla Health Insurance inspired me to maintain an active lifestyle by adopting healthy habits and rewarded me with 100% HealthReturns™. I earned it by walking 10000 steps daily and I'll use my HealthReturns™ to renew my policy.
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returns keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
I was hospitalized thrice & the entire claim process was 100% hassle free. I personally find the dedicated care manager benefit of the policy extremely useful.
When your child is sick, you will only focus on getting the best treatment. The entire claims process was handled by our care manager and was very seamless which helped us relax and be with our son all the time.
90% of our members believe that by taking health insurance not only did it save them time and money but also improved their lifestyle.
Is there an age limit for opting for a Critical Illness plan?
The minimum entry age is 5 years and the maximum entry age is 65 years.
I want to cover my 4 family members. Do I get any discounts?
You can avail a discount of 10% on premium on covering 2 or more family members in a single policy.
Who can I purchase the policy for?
You can purchase the policy for yourself and include your spouse up to four children, and yours and your spouse’s parents.
How should I claim benefit under the Critical Illness plan?
You need to submit the following documents to us within 30 days of occurrence of the event:
Is there a death benefit under this plan?
On first diagnosis of the covered critical illness, we will a lump sum amount of sum insured. There is no death benefit provided
Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677. Address:- 9th Floor, Tower 1, One World Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Email: care.healthinsurance@adityabirlacapital.com Website: adityabirlahealthinsurance.com Fax: +91 22 6225 7700 Phone: 1800 270 7000. For more details on risk factors, terms and conditions please read terms and conditions carefully before concluding a sale. Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and Trademark/logo HealthReturns™, Healthy Heart Score and Active Dayz are owned by Momentum Metropolitan Life Limited (Formerly known as MMI Group Limited). These trademark/Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). Product and UIN. 1. Group Activ Health (IRDAI/HLT/ABHI/P-H(G)/V.1/19/2016-17); 2. Group Activ Secure (IRDAI/HLT/ABHI/P-H(G)/V.1/18/2016-17); 3. Activ Health (IRDAI/HLT/ABHI/P-H/V.1/32/16-17); 4. Activ Secure (ADIHLIP18076V011718); 5. Activ Assure (ADIHLIP18077V011718); 6. Activ Care, Product UIN: ADIHLIP20001V011920; 7. Group Activ Travel, Product UIN : ADITGBP19020V011819. 8. Acitv Fit, Product UIN : ADIHLIP22008V012223. #Claim settlement ratio for the financial year of 22-23. Tax benefits are subject to changes in tax laws. Figures displayed on homepage are as on September 2023. For more details on risk factors, terms and conditions please read terms and conditions carefully before concluding a sale. Category of Certificate: Health Insurance. Validity of Certificate of Registration: In Force
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